South Sudan Commercial Banks as We Know Them

Posted: April 20, 2019 by aljokd in Junub Sudan

Malith Alier, Perth, Australia

Saturday, 20 April, 2019 (PW) – News is coming that the five-year old war is taking a toll on the pillars of the economy among which are commercial banks. Some banks are in deep trouble more than others as we speak. They have run out of cash and are technically insolvent – can’t pay creditors or depositors.

The history of the mushrooming commercial banks started in 2011 towards independence. This authored attended an initial meeting organised by Bank of South Sudan Governor, late Elijah Malok Aleng. In that meeting, he encouraged the owners of the so many foreign exchange bureaus to come together and establish commercial banks as one way of pooling resources to raise capital.

That advice was taken in a wrong way and wealthy individuals rushed to established banks as single or family shareholders contrary to the law and expectations in the country. The only banks operating in the country before the rush included; Kenya Commercial Bank, Equity, Ivory, Nile and Buffalo.

The rapid increase in the commercial banks after the announcement was phenomenal. We have all sorts of banks with murky ownership soon after. Many at times thought that they’re extension of foreign exchange bureaus justifiably.

The commercial banks or banks in South Sudan can be classified into three categories; those which emanated from northern Sudan, those from Africa & the rest of the world, and those emerging in the new nation.

From Africa and the rest of the world:

1. Kenya Commercial Bank

2. Equity Bank

3. Eco Bank

4. CFC Stanbic Bank

5. Commercial of Ethiopia

6. Qatar National Bank

From north Sudan:

  1. Ivory Bank

2. Bank of Khartoum later changed to Charter 1 Bank

3. Agricultural Bank

South Sudan:

1. Eden Commercial Bank

2. Afriland First Bank

3. National Commercial Bank

4. Buffalo Commercial Bank

5. Cooperative Bank of South Sudan

6. International Commercial Bank

7. Liberty Commercial Bank

8. Mountain Trade and Development Bank

9. National Credit Bank

10. Nile Commercial Bank

11. Opportunity Bank

13. Phoenix Commercial Bank

14. South Sudan Commercial Bank

15. Sudan Microfinance Institution

16. Orbit Bank

Nile Commercial Bank (NCB) was the first bank to be established by the SPLM during the interim period 2005-2011. Therefore, it was wholly owned by the government of Southern Sudan which made it susceptible to negative political influences that came to dog it until today. Its capital base sooner came under assault by the generals and the government had to bail it out on numerous occasions.

By 2007 the banks’ customers were desperate for their dear money caught up in that fledgling bank. “Why should I be crying for my money which I thought was kept safe in this bank.” Said one of the despairing customers at the time.

Ivory bank is the oldest commercial bank in South Sudan founded in 1994 by business people of the South Sudanese origin according to Wikipedia. It was headquartered in Khartoum until 2009 when it relocated its Head Office to Juba in preparation for the impending separation.

The two Kenyan banking giants, KCB and Equity dominated business in the nascent country until now. Their dominance however, was drastically affected when the war destroyed their lucrative branches in Bor, Malakal and Bentiu in 2013. They never recovered from that debacle. By 2016 or earlier, the two banks announced farther closer of more branches country wide as a result of bank runs – customers withdrew their savings as pound was devalued and inflation set in.

Commercial banks in South Sudan are classified into foreign owned, indigenous and those that originated from Sudan. Originally, the commercial banks were supposed to be amalgamation of the mushrooming foreign exchange bureaus according to the intention of the commercial banks’ regulator, the Bank of South Sudan. However, wealthy individuals or families by-passed this direction and founded the banks as individual or family owned.

The civil war in 2013 greatly affected the commercial banks in the country. Many branches were destroyed in Bor, Malakal and Bentiu. Farther branches were closed in later years as a result of inflation and deposit withdrawals by customers.

The Burning of Cultural Uniform in Bor, Jonglei State, is Unconstitutional

Posted: April 16, 2019 by PaanLuel Wël Media Ltd. in Junub Sudan

Burning of cultural Uniform in Bor is unconstitutional, it violates Religious, and Indigenous Peoples’ and Cultural Rights

By John Deng D’Duot, Seattle, USA

Tuesday, April 16, 2019 (PW) — In the middle of 1980s 1990s, several Clergies in Jonglei State came up with an idea to burned traditional gods such as Mayom de Kongoor, Aleer de Nyarweng, Malual de Anyual, Mangok de Jueet, plus Lirpiou. Those Clergies claimed that traditional gods were bad they should be let go.

They also claimed that they were liberating their people from jong raac “Bad gods”. However, they did not know that destroying those traditional gods was a bad idea. It’s ideas because the main goal was to promote Christianity.

In addition, they did not actually know that banning of those traditional gods was simply a distraction to their indigenous and traditional cultural practices, history, intellectual property and it was also a violation of human Rights Instrument such as: 

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By Pal Chol Nyan, Juba, South Sudan

Tuesday, April 16, 2019 (PW) — I take this opportunity to congratulate my younger brother Puok Tut Rang for having won credibly, transparently and fairly an election of the Lou Nuer Youth Association for Development (LNYAD) as its Chair.

Your mission is to unite, serve diligently and reconcile zealously our community within ourselves, our neighbours and beyond. 

The prime target this time is to ensure Lou Nuer community interest is preserved. I caution you to be on the look-out against those who may want to use you for their selfish political ambitions. Dr John Garang used to call them “political vultures”.

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By Lucy Ayak Malek, Nairobi, Kenya

Monday, April 15, 2019 (PW) — Last week, the much anticipated and widely publicized peace pilgrimage to the Vatican by warring South Sudan leaders, at the invitation of His Holiness Pope Francis I, happened. The Vatican has, for the recent past, been very active in engaging various parties for peace around the world, and for that I wish to extend my gratitude to the Papacy for its relentless effort to bring peace to countries like ours, fractured by war.

I also wish to thank all the South Sudan leaders for honoring the Pope’s invitation. The pilgrimage delegation included mostly the same faces that have been involved in the peace effort over the years, and it’s the fact that the Vatican saw it fit to invite all of them as a recognition of their abilities to bring peace to our country and more importantly, to implement the revitalized peace agreement in a good faith.

The Vatican, being a spiritual institution with no coercive power anywhere in the world, the Papacy cannot forcefully compel the leaders of South Sudan to pursue peace. But it can only make an appeal and/or even facilitate whatever it can for the peace to reign in that fractured country by the war. However, I wish to look at this appeal for peace not merely as an effort by the Vatican but rather as an appeal from the voiceless South Sudanese people.

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Burning Women’s Clan Uniform is un-Biblical: Churches have no Ownership over Women in Jonglei State, South Sudan

By Amer Mayen Dhieu, Brisbane, Australia

Sunday, 14 April 2019 (PW) — A nation that does not accept, appreciate and acknowledge women’s socio-political and economics’ input in developmental affairs is doomed, and so is an institution whose male’s ego is threatened or shaken by woman’s effective contribution to socio-political arenas and economic lives of the people.

The recent burning of women’s traditional attires by the diocesan authorities of the Episcopal Church in Bor, Jonglei state, is a living example of how fragile masculinity can be and how easy the masculine ego can get wounded when woman manage to independently rise and showcase their true potentials without the support of their male counterparts.

For those who might not have had a chance to see these uniform in real life, all clans in Jonglei state were no longer identify by traditional clan-based patriarchal songs or simply through the basic men-grouping. One standing lady in traditional uniform can easily showcase what section or Boma in Jonglei state she hails from.

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By Garang Michael Mamingdit, Nairobi, Kenya

Monday, April 15, 2019 (PW) — In 1989, the young, charismatic and decorated Islamic army officer, Brigadier General. Omer Hassan Ahmed Al Bashir took power in a bloodless coup d’état against the then democratically elected government of Prime Minister Sadig Al Mahdi.

Yet again, 30 years later, on 11th April 2019, Al Bashir was ousted in a bloodless people’s revolution. To his credit, Omer Al Bashir’s bloodless entry and exit of power is quite a unique contrary to the violent tradition of post-colonial African leaders’ ascendant to power. But that’s just it, little credit in the ocean of Bashir’s 30 year dictatorship, corruption, censorship and blunt impunity.

Who could have thought mere bread prices and cost of living will solidify the collective grievances of the people, and turn it into a historic revolution that will de-throne one of the most brutal African military dictators of our time? The answer lies in the definition of people’s power. Thanks to the relentless protest of the Sudanese people, under various groups and associations determined to unchain freedom and liberty.

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Press Statement: The Sudanese Professionals Association Rejects the April 11 military council, April 12, 2019 

The iconic image of the 22-year old Ms Alaa Salah; Bashir ruled Sudan for 30 years, and Ms Alaa has only known one leader since birth

Sunday, April 14, 2019 (PW) —- We, the Sudanese Professionals Association, reiterate our utter rejection of Thursday’s April 11 internal coup d’état, and its military council follow up press conference. This rejection is informed by the people’s experience and familiarity of the various forms of trickery, absurdity, and farce, particularly from the current regime, who from the very start of its reign did so through false propaganda.

Indeed, the regime could not even come up with a story coherent enough to confuse and destabilize the unity of the popular movement. Their theatrics left little doubt that their play was nothing more than an attempt to window dress same regime that the people have revolted against and sought to uproot.

Our demands are clear, fair, and legitimate. However, the coup perpetrators (Security Committee) are incapable of bringing about the aspired change because they are solely concerned with maintaining their grip on power even if this jeopardizes the country’s stability. As such, they are not in a position to answer to our legitimate demands for the immediate handing over of power to a transitional civil government.

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Our Country Is We; We Are Our Country

Posted: April 14, 2019 by PaanLuel Wël Media Ltd. in Gabriel Kucdid Kachuol, Junub Sudan, Poems.

By Gabriel Kucdit Kachuol, Nairobi, Kenya

The Flag of the Republic of South Sudan

Our country is we

We are our country;

Whatever our country is today,

Whether it is in chaos or in peace,

It is a mirror-image reflecting our own faces;

Can each one of us ask self:

If my country were like me, what kind of country’s it be?

A country is as peaceful as the citizens in it.

A country bleeds because the people stab it.

Our country is crying because we hurt it,

Our youth are dying because we use them as weapons in war.

One thing is certain: our country needs peace.

War, disease, poverty, ignorance afflicts our country,

They afflict and torment us,

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By Kuach Loch Garang Deng, Calgary, Canada

Sudanese uprising, April 2019

Saturday, April 13, 2019 (PW) — Arab Springs and Africa revolt has been fruitful political movement since it started back in 2011! For the last 3 months and so, Sudanese have been protesting and lately moved and picketed in strategic national institutions such the state house and the  military headquarters.

Given the history of Arab Spring and African revolt that went ugly, one can at least credited Sudanese protesters and military generals for putting their national interest first. At this juncture, Gen. Omer Hassan Ahmed Al Bashir should not be totally demonized as the worst dictator more than other dictators that fall before him.

Sudanese uprising

When Al Bashir came to power in 1989, He fought a very fierce war with South Sudanese/SPLM by using jihadists as tools to achieve their NCP political goals to Arabize and Islamize the whole Sudan .His NIF/NCP had capitalized on Islamic principles as mean ways to assimilate southern population who are non-Arab and non-Muslims to make Sudan into Arabian and Islamic country.

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Peoples’ power vs People in Power: The Most Powerful General who was overthrown by the power of bread

By Kon Leek Chuol-buoujak, Juba, South Sudan

Bona Malwal with Bashir.jpg

Friday, April 12, 2019 (PW) — If you have been thinking just like my self that ballots and bullets are the enough fences which any flood, wind and eddy can not float over or blow away then you are wrong. Bread is.

Who would believe that Omar Bashir will ever quit power quietly like that? The man who has been surrounding himself with tanks, artilleries, Antonov, helicopters, grenades, mines, stones and bombs – it is hard to believe but it is real, Field Marshal, Gen. Dr. Omar Ahmed Hassan El-Bashir is gone for real, never to return in his true image! It is hard now trying to know and cram the name of the incumbent president, Gen. Awet Amet-something…..

The simple armless bread with out claws and teeth has made the most General in the land scrawl out of his chair to prison on Thursday when the “peoples’ power” inspired by the BREAD stormed and pushed out the “people with power” sending shivers across the borders of the Sudan.

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The burning of traditional attires by the Diocese of Bor in Jonglei state is a clear reflection of moral and theological deficiencies within the Episcopal Church of South Sudan

By Michael Mading Akueth, Juba, South Sudan

Thursday, April 11, 2019 (PW) —- There is no dearth of literature on the origin and growth of religion, as is evident from the vast bibliography of the subject. Most of the popular works, however, especially those of the nineteenth century, are based on an evolutionary hypothesis regarding the -origin of man, and in many cases they took for fact another hypothesis which eliminated God from human history.

Therefore the debate for God present and not present have been living with human kind for ages and the extremists of either side were always confronted with facts of tolerance. Theorists structured them into two main school of thoughts those who belief in God (Atheist) and those who don’t belief in the existence of God (anti-Atheist).

Retired Bishop Nathaniel Garang Anyieth and Bishop Akurdid Ngong of Bor Diocese

Furthermore, theistic and anti-atheistic are two the theories of religion which have shape human thinking and they are allow to live together in the communities.

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Vatican Retreat: Pictures from the Spiritual Retreat at the Vatican

Posted: April 11, 2019 by PaanLuel Wël Media Ltd. in Junub Sudan

Pope Francis (Head of Catholic Church), the Archbishop of Canterbury, Justin Welby, (Head of Anglican/Episcopal Church), and the Moderator of the Presbyterian Church
Pope Kissing the feet of South Sudanese Leaders

Sudan Al Bashir Regime Days are Numbered

Posted: April 8, 2019 by aljokd in Junub Sudan

By Malith Alier, Perth, Australia

Riek Machar and his wife, Angelina Jany Teny, in Khartoum with President Omar Bashir

Monday, 8 April, 2019 (PW) – The good Sudanese are back on the streets again. They won’t give up despite obstacles placed on the route to change by a desperate dictator. So far, the ordinary Sudanese on the streets since December 19, 2018 should be congratulated and supported for their determination to see the back of a regime that committed heinous crimes against humanity since June 1989 to now.

Edmund Burke once said, “the only thing necessary for the triumph of evil is for good men to do nothing.” “Do nothing,” is no longer an option for the good Sudanese.

Bashir came to power through a military coup, went on to rule the country through dictatorship with the help of his dreaded national security for thirty years and counting. Further, he has made deceit a banner of his rein. He said many times that he won’t contest for president in 2015 but ate his words. He claimed not to run in 2020 elections but his rubber stamp party or parliament overtly tried to change the constitution for him to run comes next poll in 2020.

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By Mickey Lazar, Ashkelon, Israel

Gen. David Uri Ben Uziel (AKA Tarzan or John), the Israeli soldier who fought with the Anyanya one freedom fighters in the 1960-70s under the leadership of Gen. Joseph Lagu

Saturday, April 6, 2019 (PW) —- My name is Mickey Lazar; as a Lecturer in this “learn and earn” program, at Ashkelon College, Israel, I can say that if the program graduates will take & IMPLEMENT my lessons, with what I teach them – AFFORDABLE tools for Sustainable Rural Development, AFFORDABLE tools for Water Solutions, SMART AgriBusiness implementation, OUT OF THE BOX thinking, Water Systems based on Rain Water Harvesting, Livestock Oasis for Dry Season Challenges, believe me that these graduates will be the USD Millionaires in South Sudan, the future leaders of the country, those who will end food import from UGANDA and start EXPORT of Soy Beans to Uganda and more;

I’m ready for the Challenge: to come and lead a team of 100 South Sudanese, Program Graduates, to transform the Nimule to Terekeka region in to the FOOD BASKET of South Sudan! Or to become a major exporter of Soy Beans to Uganda under a long term export contract!! This is the major opportunity the program graduates are exposed to!! It is true they work hard in Israel at a pay of 8-10USD/hour for the work – 8 hours a day, with major increase for extra hours. How many jobs at this pay can be found for youth in South Sudan?

The opinion expressed here is solely the view of the writer. The veracity of any claim made is the responsibility of the author, not PaanLuel Wël Media (PW) website. If you want to submit an opinion article, commentary or news analysis, please email it to PaanLuel Wël Media (PW) website do reserve the right to edit or reject material before publication. Please include your full name, a short biography, email address, city and the country you are writing from.

By Malith Alier, Perth, Australia


Saturday, 6 April 2019 (PW) – The Bank of South Sudan (BSS), originally a regional branch of the Bank of Sudan took over the responsibility of being the central Bank for the newly formed country in 2011. The 2011 Act, establishing the BSS, authorised it to regulate all the financial institutions in the country including the commercial banks.

The late Elijah Malok Aleng, was the first governor of the Bank of Southern Sudan up until shortly after independence. He stayed in the office for a few months after July 9, 2011 and was replaced by Cornelius Koriom Mayik, his former deputy.

Fact or fiction, Mr. Aleng was rumoured to have given a symbolic broom to the country’s ruler during handover. That was not the “new broom sweeps clean,” literally according to the rumour. It might have meant a licence for clearing whatever he built and sustained during the six-year interim period by the new and untested governor. The new governor-designate to take over had previously presided over the collapse of a private bank in the immediate past.

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Scaling the gains of our struggle for freedom

Posted: April 5, 2019 by PaanLuel Wël Media Ltd. in Junub Sudan

By Noah Issa Philip, Juba, South Sudan

Friday, April 5, 2019 (PW) — We had fought hard for a good number of years, we lost millions in the struggle, and millions of our people displaced, many of our own man were wounded, displaced and tortured, yet, the gains of the struggle, many of us don’t know till today.

The nation of South Sudan was born in 2011, after a “well thought” decision by its people to secede from the north. The decision was fuelled mainly by the irregular development across the former Sudan nation as a whole, the skewed dwarfing on sharing the national cake and the utmost political skewedness in terms of representation at the national politics.

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The roles of teachers as vibrant agents of change and the enormous challenges besetting their teaching profession

By Abraham Mabior Rioc, Hong Kong, China      

Friday, April 5, 2019 (PW) — The teaching profession in some countries, especially the developing nations, has often been ignored in terms of allocation of enough educational resources to meet the societal goals of quality education. As a result, this renders the profession less desirable when it comes to national intake quota per se and also contributes to low morale among instructors at all levels of education.

In most cases, the position of a teacher is very important in the society for it disseminates important messages and vital information through learning and teaching domains which are pertinent to professional and intellectual development. For this reason, the teaching profession continues to lose its brilliant and qualified manpower to other sectors despite the vital roles they play in the nation building. 

In one of his lectures at St. Lawrence University in Uganda, Prof. J.C Sekamwa, a prominent professor of Education in Uganda had this to say: “Teacher is like a father who loves all his children irrespective of their behaviors and manners”. In a different context, in his teaching, he would always tell us (his students) that teaching, and learning is the opposite side of the same coin and each supplement one another. In this respect, it implies that a teacher is like a biological father or mother who does not discriminate against his or her own children–being the lame, weak, thief, mention them. 

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RE: An open letter to H.E. Salva Kiir Mayardit, President of the Republic: The Israeli Project of Learn and Earn to South Sudanese Youth is not a Scholarship but Rather a Modernized Slavery

Bek Dhuorjang Chol, Juba, South Sudan

Gen. David Uri Ben Uziel (AKA Tarzan or John), the Israeli soldier who fought with the Anyanya one freedom fighters in the 1960-70s under the leadership of Gen. Joseph Lagu

Thursday, April 4, 2019 (PW) — Your Excellency the president, gregarious greetings to you and best wishes. Mr. President, I wish to appreciate your tremendous efforts exerted to sign the revitalized peace agreement to ensure a peaceful resolution of the conflict in our country. The ongoing implementation process is applauded as a step towards sustainable peace and stability in our beloved country.

Your Excellency, I would like to contextualize on your speech addressed to the nation during the peace celebrations organized in Juba last October 31st, 2018 in which you call on the nation to revive the economy and lay the foundation for critical transport, communication, power, and agricultural infrastructure before the end of the transitional period. It would be better for young people to embark on agricultural activities by identifying farms and cultivate to supply our market at a cheaper rate as part of their contribution to nation building.

On the 27th September 2017, the first batch of 20 South Sudanese students were sent by the National Youth Union in collaboration with the Ministry of Foreign Affairs and International Cooperation and the Ministry of Agriculture and Food Security to the State of Israel particularly Tel Aviv the capital for what was known as the “Learn and Earn” program in Kinneret college initiated by H.E. Hanan Goder, the Israeli Ambassador to South Sudan, Mr. Oren David the director of Kinneret College in Galili and Mr. Nasim Hadad one of the staff of the college.

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Exchanging the office of the presidency for a congress is the best solution for African nations

By Stephen A. Sutherland (MD), USA

The true size of Africa


Thursday, April 4, 2019 (PW) — Recent events in various African nations demonstrate a pattern that repeats every year. The nations I am referring to include South Sudan; the Democratic Republic of the Congo; South Africa, Liberia & Sierra Leone; Cameroon; Haiti; Central Republic of Africa; Zimbabwe etc. In most cases – the single point of failure has been the office of the PRESIDENCY. 

Based on the pattern of problems, we conclude that political office of the PRESIDENCY is not appropriate for African nations – for 6 reasons listed below. The Office the PRESIDENCY should be replaced by a CONGRESS that offers equal representation to every tribe regardless of size. This will guarantee safety, stability, prosperity & justice for all. 

Description of the problem

The fundamental problem of a PRESIDENCY is its single point of failure – by way of bribes, corruption, coups & tribalism. The office of the PRESIDENCY comes with 6 Risk Factors, which become a reality of Africa nations every single year.

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By Sunday de John, Roor Chuolakol, South Sudan

President Kiir's Bahr el Ghazal tour, Feb 2019
President Kiir’s Bahr el Ghazal tour, Feb 2019

Thursday, April 4, 2019 (PW) — In his recent non-selective, unskipped tour of Bahr El Ghazal, first of its kind since independence President Salva Kiir Mayardit moved from one town to another commencing from Terekeka up to Raja. The journey was named or codenamed: Educating Citizens of Bahr El Ghazal on Peace that was signed to put it in simple terms. The journey comprised of several military and political forces moving together with the president to ensure that everything was right.

The masses of people were at some points forcefully driven out from their homes by commissioners or their subjects on governor’s orders to ensure that President sees a huge crowd even when the crowd was unwilling and reluctant.”This resulted to later sacking of reluctant chiefs”. Story for another day. Pictures depicting huge crowds were from time to time posted on either the President’s Facebook page or that of his Press Unit. There was huge euphoria registered on the faces of Kiir’s right hand men and women despite being in deep pain internally.

However, the truth is not dissemination of peace messages, rather it is a quest for political consolidation. President Salva Kiir Mayardit’s leadership and the support he hugely had been enjoying have eventually waned in Bahr El Ghazal. So he has to visit the region with all the necessary ploys to ensure that he is getting himself back at the heart of the region as the only Messiah that would deliver but nothing.

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